AVP, Credit Risk Reporting
A leading financial institution is seeking an Assistant Vice President (AVP) to join their Credit Risk Reporting team here in NYC. This is a high-performing, high-impact team that focuses on loss provisioning, IFRS9, CECL, and impairment analytics. This role is central to forecasting and analyzing credit loss provisions that inform executive decision-making and regulatory reporting. You'll work with large datasets to uncover behavioral drivers behind portfolio performance and translate those insights into strategic commentary. The position offers strong visibility, global collaboration, and the opportunity to influence long-term financial planning. You'll be supported by a team of experienced professionals and empowered to drive meaningful change.
Responsibilities
- Forecast credit loss provisions across monthly, annual, and five-year horizons, helping shape the institution's financial outlook and strategic planning
- Analyze customer and portfolio behavior to identify trends, anomalies, and drivers behind changes in provisioning, using both quantitative and qualitative methods
- Leverage Python, SQL, and SAS to manipulate large datasets, build models, and extract actionable insights that inform risk and finance decisions
- Develop clear, data-driven commentary that explains movements in provision numbers to senior leadership and regulatory stakeholders
- Collaborate with global teams across risk, finance, and data functions to ensure alignment on methodology, controls, and reporting standards
Requirements
- Strong analytical mindset with a proven ability to solve complex problems
- Experience turning raw data into strategic insights and narratives
- Proficiency in Python, SQL, or SAS for data analysis and modeling
- Familiarity with credit provisioning frameworks (e.g., CECL, IFRS9)
- Knowledge of the U.S. credit card business is a strong plus
FAQs
Congratulations, we understand that taking the time to apply is a big step. When you apply, your details go directly to the consultant who is sourcing talent. Due to demand, we may not get back to all applicants that have applied. However, we always keep your CV and details on file so when we see similar roles or see skillsets that drive growth in organisations, we will always reach out to discuss opportunities.
Yes. Even if this role isn’t a perfect match, applying allows us to understand your expertise and ambitions, ensuring you're on our radar for the right opportunity when it arises.
We also work in several ways, firstly we advertise our roles available on our site, however, often due to confidentiality we may not post all. We also work with clients who are more focused on skills and understanding what is required to future-proof their business.
That's why we recommend registering your CV so you can be considered for roles that have yet to be created.
Yes, we help with CV and interview preparation. From customised support on how to optimise your CV to interview preparation and compensation negotiations, we advocate for you throughout your next career move.