Stop loss underwriter
About the Role
Join a mission-driven healthcare organization at the forefront of risk innovation. We're seeking a seasoned underwriting professional to lead strategic initiatives in stop loss underwriting. This is not your average underwriting role, it's a high-impact position where analytical precision meets strategic foresight.
As a Senior Stop Loss Underwriter, you will be the go-to expert for evaluating complex risk profiles, shaping underwriting guidelines, and influencing enterprise-level decisions. You'll work cross-functionally with actuarial, clinical, and executive teams to drive sustainable growth and protect financial performance in a dynamic healthcare environment.
What You'll Do
- Lead the underwriting of large, complex stop loss cases with a focus on accuracy, profitability, and long-term sustainability.
- Develop and refine underwriting methodologies, tools, and best practices to stay ahead of market trends.
- Collaborate with actuarial and clinical teams to assess high-cost claimants and emerging risk patterns.
- Serve as a thought leader and mentor to junior underwriters, fostering a culture of excellence and continuous learning.
- Partner with sales and client management teams to craft competitive, data-driven proposals that align with client needs and organizational goals.
- Contribute to strategic planning and product development initiatives by providing underwriting insights and market intelligence.
What Sets This Role Apart
- Strategic Influence: Your insights will directly shape underwriting strategy and business outcomes.
- Innovation-Driven: Work with cutting-edge tools and data to solve complex risk challenges.
- Leadership Opportunity: Be a mentor, a collaborator, and a key voice in enterprise decision-making.
- Mission-Focused: Help protect access to care while ensuring financial sustainability in a rapidly evolving healthcare landscape.
What We're Looking For
- 7+ years in Underwriting with 4+ years specifically in Stop Loss Underwriting
- Deep understanding of employer group underwriting, high-cost claimants, and reinsurance structures.
- Strong analytical skills with the ability to interpret complex data and translate it into actionable insights.
- Excellent communication and collaboration skills, with a knack for building relationships across departments.
- A passion for healthcare innovation and a commitment to excellence.
If this opportunity sounds like a good fit, please send your resume
FAQs
Congratulations, we understand that taking the time to apply is a big step. When you apply, your details go directly to the consultant who is sourcing talent. Due to demand, we may not get back to all applicants that have applied. However, we always keep your CV and details on file so when we see similar roles or see skillsets that drive growth in organisations, we will always reach out to discuss opportunities.
Yes. Even if this role isn’t a perfect match, applying allows us to understand your expertise and ambitions, ensuring you're on our radar for the right opportunity when it arises.
We also work in several ways, firstly we advertise our roles available on our site, however, often due to confidentiality we may not post all. We also work with clients who are more focused on skills and understanding what is required to future-proof their business.
That's why we recommend registering your CV so you can be considered for roles that have yet to be created.
Yes, we help with CV and interview preparation. From customised support on how to optimise your CV to interview preparation and compensation negotiations, we advocate for you throughout your next career move.