Senior Credit Analyst (m/f/d)
We are seeking an experienced Senior Credit Analyst to join a leading bank in Frankfurt. In this role, you will be responsible for evaluating complex credit risks, structuring tailored financing solutions, and contributing to the strategic development of the bank's credit business in Germany. You will work closely with internal stakeholders and clients to ensure sound credit decisions and long-term portfolio health.
Responsibilities:
- Conduct thorough analyses and descriptions of credit risks associated with customer projects and products.
- Structure credit solutions and negotiate term sheets with clients.
- Prepare and present loan proposals to the credit committees for approval.
- Negotiate, finalize, and implement loan agreements in accordance with approved terms.
- Ensure the efficient processing and continuous monitoring of credit commitments.
- Supervise the implementation and development of the credit business within Germany.
- Serve as the primary risk authority, in collaboration with the Head of the Credit Department.
- Align client credit requirements with the institution's risk appetite.
Skills and qualifications:
- Possess a degree in economics, business administration, finance, or a related discipline.
- Demonstrate several years of experience in credit analysis or credit activities within a financial institution in Germany.
- Exhibit comprehensive knowledge of German real estate financing, corporate loans, and credit products.
- Have a strong understanding of the legal, tax, and regulatory environment pertinent to lending.
- Proficiency in both German and English, with excellent written and verbal communication skills.
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