Head of Annuity Product Innovation
Head of Annuity Product Innovation
📍 Location: Flexible (U.S.) | Full-Time
A leading independent wealth and insurance distribution firm is seeking a Head of Annuity Product Innovation to play a critical role in shaping its annuity and wealth product offerings. This position is ideal for a creative and strategic actuary who thrives on end-to-end product ownership, continuous learning, and high-impact collaboration.
The Role:
This individual will lead the design and development of competitive, proprietary financial products-ranging from Fixed Indexed Annuities (FIA) and Multi-Year Guaranteed Annuities (MYGA) to Registered Indexed-Linked Annuities (RILA), Indexed Universal Life (IUL), Structured Notes, and volatility-controlled indices. The role requires a blend of technical expertise, strategic thinking, and the ability to align product features with both market trends and advisor feedback.
Key Responsibilities:
Lead the creation and refinement of annuity and wealth products across multiple asset classes and structures.
Collaborate with sales leadership to align product design with distribution needs.
Own the full product lifecycle: ideation, index selection, pricing strategy, competitive analysis, positioning, and rollout.
Interface with carriers to communicate product concepts and guide development.
Analyze field feedback and market data to refine product features.
Stay ahead of industry trends and help shape the organization's innovation pipeline.
What Sets This Role Apart:
🌟 Innovation-Centric - Encourages creative thinking and a fresh approach to product development.
🏆 Strategic Influence - Work directly with senior leadership and impact key business decisions.
🔍 Cross-Channel Insight - Gain a holistic view of diverse distribution strategies and customer profiles.
🚀 Growth-Oriented - Strong pathway to VP-level roles for high-performing professionals.
Ideal Candidate Profile:
Bachelor's in Actuarial Science, Finance, Math, or related field
ASA or FSA designation preferred
8+ years of experience in insurance product development, with focus on annuities or indexed products
Strong track record in pricing, competitive intelligence, and launch execution
Highly analytical with strong attention to detail
Self-starter with a proactive mindset and strong communication skills
Coding experience or technical aptitude a plus
This is a unique opportunity to shape next-generation annuity solutions in a fast-moving, entrepreneurial setting where innovation is encouraged and rewarded.
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