Credit Analyst (m/f/d)
We are currently supporting an international financial services provider in hiring a Credit Analyst to strengthen their risk management function. The role sits within an internationally oriented team and offers exposure to a broad range of corporate clients, industries, and cross-border transactions.
You will be involved in the full credit lifecycle, including analysis, decision-making, and ongoing portfolio monitoring, while working closely with internal stakeholders across risk, front office, and international teams.
Responsibilities
- Analyse and assess the creditworthiness of domestic and international corporates across various industries
- Perform financial statement analysis (profitability, liquidity, leverage, cash flow) and prepare internal credit ratings
- Support the preparation of credit decisions, including investment memos and committee materials
- Take ownership of credit decisions within defined limits, including mid- to large-ticket exposures
- Contribute to portfolio monitoring, including identifying risk developments and early warning signals
- Conduct ad-hoc risk analyses and support portfolio steering activities
- Maintain and structure credit-relevant data in internal systems, ensuring accuracy and documentation standards
- Collaborate with internal stakeholders across risk, front office, and international teams
- Support cross-border transactions and alignment with international counterparts
- Contribute to the improvement of credit processes, tools, and internal frameworks
- Ensure compliance with internal policies and applicable regulatory requirements
Profile
- Bachelor's or Master's degree in Economics, Finance, Business Administration, or a related field
- Initial experience in credit risk, financial analysis, or a related area (e.g. internships or working student roles) is beneficial
- Strong understanding of financial statements and key credit risk indicators
- Fluent in German and English, both written and spoken
- Strong MS Office skills, particularly Excel
- Analytical and structured working approach with strong attention to detail
- Ability to manage multiple tasks and prioritise effectively
- Proactive, reliable, and ownership-driven mindset
- Strong communication and teamwork skills
- Interest in financial markets and risk management
- Willingness to travel occasionally
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