VP Credit Risk & Portfolio Strategy
About the Opportunity
A growing consumer lending company is seeking a VP, Credit Risk & Portfolio Strategy to lead portfolio management initiatives across a large consumer lending portfolio. This is a highly visible leadership role focused on driving portfolio performance, profitability, customer engagement, and risk management through data-driven strategy and analytics.
Key Responsibilities
- Develop and optimize portfolio management strategies for existing customers
- Lead initiatives related to credit line management, retention, delinquency prevention, account growth, and portfolio profitability
- Monitor portfolio performance and identify opportunities to improve risk-adjusted returns
- Partner with senior leadership to evaluate business performance and drive strategic decisions
- Lead and mentor a team of analysts while remaining hands-on with strategy development and analytics
- Collaborate cross-functionally with product, operations, finance, and risk teams
Ideal Background
- 7+ years of experience in U.S. consumer lending
- Credit card experience strongly preferred
- Experience in portfolio management, credit risk, and/or acquisition strategy
- Prior people management experience
- Strong understanding of portfolio profitability and P&L drivers
- Proficiency with SAS, SQL, Python, or similar analytical tools
- Track record of developing and implementing data-driven credit strategies
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