Associate - Consumer Transaction Execution

Position: Associate - Consumer Transaction Management

Overview:

A leading structured finance platform is seeking a highly organized and detail-oriented Associate to join its Consumer Transaction Management team. This role is ideal for professionals with experience in structured credit, securitization, or ABS transactions who are looking to work in a fast-paced, collaborative environment. The Associate will play a key role in managing the transaction closing process, ensuring accuracy, timeliness, and alignment with negotiated deal terms.

Key Responsibilities:

Transaction Execution:

• Coordinate all aspects of the transaction closing process, including third-party management, legal entity setup, and internal stakeholder engagement.
• Monitor transaction timelines and proactively manage to meet closing deadlines.
• Understand and adapt to new transaction structures and closing requirements.
• Build and maintain strong working relationships with external counterparties.
• Track expenses and timelines, flagging any deviations from approved budgets or schedules.
• Ensure proper investment of reserve and collection accounts.

Contract & Legal Coordination:

• Collaborate with internal and external teams to ensure legal documentation reflects negotiated terms.
• Track the status of document negotiations and drive timely execution.
• Identify and escalate legal issues as needed.
• Maintain a well-organized repository of all executed legal documents and engagement letters.

Skills & Qualifications:

Required:

• Bachelor's degree in Finance, Accounting, Economics, Mathematics, or a related field.
• 3-5 years of experience in structured finance, securitization, or related roles (e.g., rating agencies, ABS investment platforms).
• Strong understanding of financial concepts, particularly fixed income and structured products.
• Proficiency in Excel, including experience reviewing or building transaction waterfall models.
• Excellent organizational and time management skills; able to manage multiple deals simultaneously.
• Strong communication and interpersonal skills; confident in raising issues and driving resolution.
• Self-motivated and capable of working independently and within a team.

Preferred:

• Familiarity with GAAP reporting, securitization structures, and legal documentation review.
• Professional certifications such as CFA or CA are a plus, but not required.