Flood Underwriting Manager


USA
Permanent
$110,000 - $130,000 USD a year
Insurance and Actuarial Science
PR/616562_1793225854
Flood Underwriting Manager

Position Overview

Our client is seeking a Flood Underwriting Manager to lead the growth and profitability of its commercial flood portfolio. This individual will be responsible for underwriting and portfolio management, while also serving as a key driver of production, distribution, and agency relationships.

The ideal candidate will have deep expertise in commercial flood insurance, a proven ability to generate and retain business, and strong relationships with retail agents, wholesalers, MGAs, and other distribution partners. This is a highly visible role with significant influence over business development strategy and portfolio performance.

Key Responsibilities

  • Underwrite and manage a profitable portfolio of commercial flood business.
  • Develop and execute strategies to grow premium volume while maintaining underwriting discipline.
  • Build, maintain, and expand relationships with retail agents, wholesale brokers, MGAs, and other distribution partners.
  • Identify new business opportunities and drive production within targeted territories and industry segments.
  • Evaluate submissions, analyze exposures, and determine appropriate pricing, terms, conditions, and coverage structures.
  • Manage renewal retention efforts and identify cross-selling opportunities.
  • Serve as a market-facing representative of the organization through agency visits, industry events, and broker meetings.
  • Monitor portfolio performance, profitability, and market trends to recommend underwriting and distribution strategies.
  • Mentor and support underwriting staff as needed.
  • Collaborate with product, claims, and leadership teams to enhance underwriting guidelines and product offerings.

Qualifications

  • 5+ years of commercial flood underwriting experience.
  • Prior leadership, management, or senior-level underwriting experience preferred.
  • Strong background in both new business production and renewal underwriting.
  • Demonstrated success developing distribution relationships with retail agents, wholesalers, MGAs, and brokers.
  • Experience evaluating and underwriting commercial property risks exposed to flood hazards.
  • Strong understanding of private flood products, NFIP, CAT exposure, and flood modeling concepts.
  • Proven track record of growing a profitable book of business.
  • Excellent negotiation, communication, and relationship management skills.
  • Ability to work independently in a fully remote environment.

Preferred Background

  • Commercial Flood Underwriter
  • Senior Flood Underwriter
  • Flood Production Underwriter
  • Flood Territory Manager
  • Property Underwriter with significant flood expertise
  • Program Underwriter focused on flood products
  • Underwriting Manager with flood and distribution experience

What Success Looks Like

  • Growing premium within the commercial flood portfolio.
  • Strengthening agency and broker partnerships.
  • Increasing submission flow through effective distribution management.
  • Maintaining profitability while driving new business production.
  • Establishing a strong market presence within the commercial flood insurance sector.

FAQs

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