AML Operations Analyst - Fintech (m/f/d)
About the Role
Responsibilities
- Conduct detailed transaction monitoring reviews to identify potentially suspicious activity.
- Investigate unusual customer behaviour and transactional patterns using a risk-based approach.
- Review and respond to requests for information from law enforcement and regulatory authorities.
- Perform complex customer due diligence and enhanced due diligence investigations.
- Analyse customer activity to identify potential money laundering, terrorist financing, fraud, and other financial crime risks.
- Prepare high-quality Suspicious Activity Reports (SARs) and supporting documentation.
- Liaise with Financial Intelligence Units and other relevant authorities when required.
- Maintain accurate case records and investigation documentation in line with regulatory standards.
- Support ongoing improvements to AML frameworks, controls, and operational procedures.
- Contribute to the optimisation of transaction monitoring and financial crime detection systems.
- Work closely with Compliance, Risk, Operations, and other business areas to mitigate financial crime risks.
- Ensure adherence to applicable AML, sanctions, and regulatory requirements.
About You
- Degree in Economics, Finance, Law, Business, or a related discipline, or equivalent commercial qualification with relevant experience.
- Minimum four years' experience within banking, financial services, financial crime, compliance, or a similarly analytical and regulated environment.
- Strong knowledge of AML, CTF, sanctions, and wider financial crime regulations.
- Proven experience investigating complex customer activity and transaction patterns.
- Hands-on experience with transaction monitoring and alert investigation processes.
- Strong understanding of KYC, Customer Due Diligence (CDD), and Enhanced Due Diligence (EDD) requirements.
- Experience preparing Suspicious Activity Reports and supporting regulatory submissions.
- Ability to interpret regulations and apply them within operational processes.
- Strong stakeholder management skills with experience engaging both internal teams and external authorities.
- Excellent analytical and investigative capabilities with a highly structured approach to case management.
- Strong written and verbal communication skills.
- Fluent German and English language skills.
Who This Role Would Suit
FAQs
Congratulations, we understand that taking the time to apply is a big step. When you apply, your details go directly to the consultant who is sourcing talent. Due to demand, we may not get back to all applicants that have applied. However, we always keep your CV and details on file so when we see similar roles or see skillsets that drive growth in organisations, we will always reach out to discuss opportunities.
Yes. Even if this role isn’t a perfect match, applying allows us to understand your expertise and ambitions, ensuring you're on our radar for the right opportunity when it arises.
We also work in several ways, firstly we advertise our roles available on our site, however, often due to confidentiality we may not post all. We also work with clients who are more focused on skills and understanding what is required to future-proof their business.
That's why we recommend registering your CV so you can be considered for roles that have yet to be created.
Yes, we help with CV and interview preparation. From customised support on how to optimise your CV to interview preparation and compensation negotiations, we advocate for you throughout your next career move.