Remote, Senior Commercial Lines Underwriter

Senior Commercial Lines Underwriter

Location: Maryland (Remote)
Territory: Maryland
Experience Required: 6+ Years Commercial P&C Underwriting Experience

About the Opportunity

Our client, a Top 35 U.S. Property & Casualty carrier by Gross Written Premium, is seeking an experienced Senior Commercial Lines Underwriter to join its growing Middle Market team. This is a fully remote position; however, candidates must reside in Maryland to effectively manage agency relationships and support business development efforts throughout the territory.

This role offers the opportunity to underwrite a diverse commercial portfolio across multiple lines of business while partnering closely with independent agents and brokers to drive profitable growth.

Responsibilities

• Independently underwrite and manage a profitable book of Commercial Lines business throughout Maryland.
• Evaluate new and renewal submissions across multiple lines, including Property, General Liability, Commercial Auto, Umbrella, and Workers' Compensation.
• Assess risk exposures, coverage needs, pricing adequacy, and account profitability.
• Develop and maintain strong relationships with agency partners to drive production and retention.
• Travel periodically within the territory for agency meetings, marketing visits, and relationship-building activities.
• Negotiate terms, conditions, and pricing within established underwriting authority.
• Collaborate with internal teams including Claims, Risk Control, and Operations to provide exceptional service to clients and distribution partners.
• Monitor market trends, competitive conditions, and portfolio performance to support profitable growth initiatives.
• Mentor junior underwriting staff when appropriate and serve as a technical underwriting resource.

Qualifications

• 6+ years of Commercial Property & Casualty underwriting experience.
• Experience underwriting multi-line middle market accounts.
• Strong knowledge of Commercial Lines coverages, pricing, risk assessment, and portfolio management.
• Proven success developing and maintaining independent agency and broker relationships.
• Demonstrated ability to analyze complex risks and make sound underwriting decisions.
• Strong communication, negotiation, and relationship management skills.
• Bachelor's degree preferred.
• Professional designations such as CPCU, AU, ARM, or CIC are a plus.

Compensation & Benefits

• Competitive base salary plus annual bonus opportunity.
• Comprehensive medical, dental, and vision coverage.
• 401(k) with company match.
• Generous PTO and paid holidays.
• Career advancement opportunities with a nationally recognized carrier.
• Fully remote work environment with a focus on work-life balance.

This is an excellent opportunity for a seasoned Commercial Lines Underwriter seeking greater autonomy, a strong agency-facing presence, and the backing of a well-established national carrier.