Consumer Credit Modeler
I am currently working with an investment management firm that is looking for a Consumer Credit Modeler to join their Research team. In this role, you will develop and apply statistical models to evaluate mortgage and consumer loan products. Your responsibilities will include cash flow modeling to forecast loan portfolio performance, developing and monitoring credit risk models, conducting credit research, and making strategic recommendations based on your analysis. You will also collaborate with the consumer credit team to support multi-billion-dollar investment decisions.
Key Responsibilities:
- Cash Flow Modeling: Create models to predict the flow of money in and out of loan portfolios.
- Credit Modeling & Monitoring: Develop and monitor models to assess credit risk and loan performance.
- Credit Research: Investigate and analyze credit policies and loan performance.
- Strategic Recommendations: Make recommendations based on credit models to improve loan strategies.
- Support Investment Decisions: Help the consumer team make multi-billion dollar deals.
Qualifications:
- Bachelor's degree in a related field (engineering, math, economics, business, data science). A master's degree is preferred.
- Experience with programming languages (Python, R, SAS, Stata), SQL databases, and data visualization tools (PowerBI, Tableau). Proficiency in Python strongly preferred.
- Experience with statistical modeling frameworks, including linear regression, logistic regression, gradient boosting, and random forests.
- Demonstrated experience building credit risk models
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