Senior Credit Risk Manager - Specialised Finance

Senior Credit Manager - Specialised Finance Risk

Role Overview

A leading international financial institution is seeking an accomplished Senior Credit Manager to join its global Specialised Finance Risk function in London. This team oversees several key areas, including project and export finance, leveraged and acquisition finance, transportation finance (shipping and aviation), and commercial real estate, among other complex asset classes. These segments play a critical role in the organisation's global growth strategy.

The successful candidate will work closely with senior risk leaders, including the Chief Credit Officer, supporting the end-to-end risk management of the firm's origination, underwriting, and portfolio oversight activities.

Key Responsibilities

• Make final credit decisions and perform rating assessments, applying deep subject‑matter expertise.
• Manage a diverse portfolio of specialised counterparties and exposures, ensuring early identification and mitigation of credit deterioration, including scenario and stress testing analysis.
• Partner closely with front‑office teams to balance revenue generation with strong risk discipline-identifying, investigating, mitigating, and managing downside risks.
• Participate in early-stage deal evaluation, including sponsor, borrower, and transaction due diligence, applying strong analytical judgement to structure complex transactions to top-tier underwriting standards.
• Deliver periodic portfolio reviews, sector assessments, and risk insights to senior stakeholders across the business and risk functions.
• Establish, refine, and communicate risk control frameworks to ensure the portfolio remains aligned with the organisation's risk appetite.

Skills and Experience

• Proven ability to form well‑reasoned credit views under time pressure, even with incomplete information.
• Strong interpersonal skills with effective engagement of borrowers, sponsors, and other counterparties.
• Excellent stakeholder management and communication capabilities, both written and verbal.
• Thorough knowledge of lending documentation and credit agreements.
• Ability to assess a wide variety of counterparties, asset classes, and credit scenarios.
• Proficiency in performing and interpreting stress tests and scenario analyses.

Qualifications

• Demonstrated expertise in managing complex credit situations within a specialised finance or related environment.
• Significant front‑line risk management experience within a leading financial institution, ideally covering similar product areas.
• Strong track record in managing risk across varied geographies, industries, and structured finance products.
• Deep understanding of credit risk, financial analysis, and transaction structuring for single‑name credit exposures-typically gained within an investment bank, structured finance team, or similar global organisation.
• Commitment to continuous learning and professional development.
• Awareness of relevant regulatory frameworks and expectations in the markets in which the institution operates.
• Extensive relationship management experience, including interaction with senior external stakeholders such as regulators.