Manager, Credit Risk Reporting and Analytics

A fast growing regional bank headquartered in Dallas is looking to add a Manager, Credit Risk Reporting & Analytics to their Credit Admin team.

Summary

• Lead loan loss reserve estimation each quarter for the bank, exhibiting self-initiative.
• Execute, document and explain the quarterly CECL, ACL, and RULC estimation processes. The process is centered in properly loading a large amount of carefully staged, derived and vetted loan attribute data and risk parameter data into Moody's Impairment Studio using a PD/LGD with EAD approach and requires excel-based derivation of multiple risk parameters and a small amount of final, appropriately documented, manual data adjustments.
• Continually seek to enhance process automation and expand result insight. Assume a lead role over time in presenting loss reserve estimation results.
• Closely monitor, track and assemble key economic variable trends and collaborate with other credit analytics team members to continually enhance relevant economic and credit quality performance trends, and proactively develop dashboards within which analysis and trends can be continually assessed in a user friend, intuitive and insightful fashion.
• Position requires a combination of attention to detail, strong MS Excel and SQL skills, team-based collaboration and effective communication abilities, especially with internal and external audit partners and the assembly and presentation of data in an intuitive format.
• Experience with large merger integrations a plus

Education / Experience

• Bachelor's Degree in Accounting, Finance or Data Science.
• Three to Eight (3 to 8) years of risk quantification and management reporting experience and demonstrated, solid understanding of credit risk quantification, credit risk management processes, portfolio management and risk assessment or commensurate experience.
• Broad loan portfolio experience preferred.
• Solid understanding of Moody's Impairment Studio and Data Buffet solutions
• CPA and/or CFA Certification a plus.
• Self-starter able to work with or independent of others.
• Ability to prioritize multiple tasks and assignments.
• Excellent Microsoft Excel and Word computer skills with a solid understanding of mathematics.
• Demonstrated understanding of Data Mining, Risk Exposure Modeling and Reporting.
• Solid working knowledge of SQL, VBA and structured data sets and reporting tools, including Power BI, a big plus.
• Experience within a public reporting banking institution is strongly preferred.
• Ability to evaluate financial statements and read and understand complex loan documents.
• Excellent verbal and written communication skills, including effective collaboration skills.
• Ability to prepare, present and explain reports and process methodology.
• Knowledge of call report and FISERV system coding desirable.