VP Credit Risk (m/f/d)

Frankfurt am Main (60488)

Permanent

Negotiable

Risk Management

PR/611147_1790089015

An exciting opportunity has arisen for a Vice President to join a growing Real Estate Credit team. The successful candidate will play a key role in assessing, structuring, underwriting and managing real estate debt transactions across Germany and selected European markets.

This position is ideally suited to an experienced credit professional with a strong understanding of real estate lending, credit risk analysis, loan structuring, and portfolio management.

Key Responsibilities

Lead the underwriting and execution of real estate debt transactions across senior, whole loan and structured credit strategies.
Perform detailed credit analysis, due diligence and risk assessment of prospective borrowers, projects and collateral.
Evaluate financial models, cash flows, business plans and market assumptions to support lending decisions.
Structure financing solutions that balance commercial objectives with prudent risk management.
Prepare high-quality credit papers and recommendations for internal credit and investment committees.
Monitor portfolio performance and identify emerging risks across existing loan exposures.
Support restructuring and workout discussions where required.
Build and maintain relationships with borrowers, banks, advisers and other market participants.
Provide market intelligence and contribute to the ongoing development of lending and credit strategies.
Mentor junior team members and support best practices across underwriting and portfolio management activities.

Candidate Profile

7-10 years of experience in real estate credit, commercial real estate lending, private credit, banking, leveraged finance or a related credit-focused environment.
Demonstrated experience underwriting and executing real estate debt transactions.
Strong credit judgement with the ability to identify, assess and mitigate transaction risks.
In-depth knowledge of loan structuring, covenant analysis, collateral assessment and risk pricing.
Experience preparing credit recommendations for senior stakeholders or credit committees.
Strong analytical and financial modelling capabilities.
Established network within the German real estate, lending or banking market is advantageous.
Fluent German and English required.
Proactive, commercially minded and able to operate independently in a dynamic environment.

FAQs

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