Captive & Stop Loss Underwriter
Job: Stop Loss and Captive Underwriter
About Company
This company is a specialized Managing General Underwriter (MGU) focused on providing innovative solutions for self-funded health plans. They partner with brokers, third-party administrators, and clients to create tailored stop-loss and captive insurance programs. Their deep expertise and strategic approach to risk management have made them a trusted name in the industry.
The team is currently building out its captive unit, creating an exciting opportunity to be part of a growing segment of the business. This expansion reflects the company's commitment to providing flexible and sustainable funding solutions that meet the evolving needs of their clients.
Company Overview
The team is seeking a highly skilled Underwriter with strong experience in stop-loss and captive underwriting. This role will involve evaluating complex risks, designing competitive stop-loss and captive solutions, and contributing to the strategic growth of the captive business. The successful candidate will have the chance to work closely with senior leadership and shape the direction of the company's growing captive unit.
Key
Underwrite new and renewal stop-loss and captive policies, ensuring they align with the team's risk tolerance and financial goals.
Develop and execute strategic underwriting decisions for captive business, collaborating with sales and operations teams.
Assess and manage risk, providing recommendations based on data analysis and market insights.
Work closely with brokers, TPAs, and clients to customize solutions that address unique client needs.
Support the development and expansion of captive underwriting unit, helping to establish best practices and improve processes.
Monitor and analyze claims experience, loss ratios, and market trends to adjust underwriting strategy as needed.
Qualifications
3+ years of experience in stop-loss underwriting.
Experience in captive underwriting or working directly with a captive.
Strong analytical and financial modeling skills.
Understanding of risk assessment, pricing models, and policy design.
Excellent communication and negotiation skills, with the ability to work effectively with brokers and clients.
Proven ability to contribute to strategic business growth initiatives.
Why Join?
This is more than just an underwriting role - it's an opportunity to help shape the future of a growing company. The team is expanding its captive underwriting business, and this position will play a key role in driving that growth. You'll work with a team of industry experts and have the chance to make a meaningful impact on the company's strategic direction.
If interested, please send your resume
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