Risk Strategy Senior Analyst - Digital Payments Platform

A rapidly growing digital payments and financial infrastructure platform is seeking a Risk Strategy Lead to join its Singapore team. The business is building next-generation cross-border payment solutions, enabling businesses to move funds efficiently across jurisdictions while navigating an increasingly complex regulatory and risk landscape.

This is a highly visible role at the intersection of risk, operations, compliance, and product, where you will be responsible for designing risk frameworks, assessing complex payment flows, and building scalable processes that support business growth. The position offers the opportunity to shape risk strategy from the ground up while partnering closely with senior stakeholders across the organisation.

Responsibilities:

• Design and implement risk policies, workflows, and operating procedures covering transaction monitoring, customer risk assessment, and payment review processes.
• Build and enhance risk segmentation frameworks based on customer profiles, transaction activity, payment behaviour, and other relevant risk indicators.
• Lead investigations and reviews of complex or high-risk payment activities, conducting detailed analysis to identify potential fraud, financial crime, or operational risks.
• Assess supporting documentation and transaction patterns to ensure the legitimacy of business activities and payment flows.
• Partner closely with Compliance teams to strengthen AML, sanctions, and transaction monitoring controls while maintaining an efficient customer experience.
• Translate risk assessment outcomes into scalable rules, controls, and automated decision-making processes to improve operational efficiency.
• Collaborate with Product and Engineering teams to enhance risk tooling, automation capabilities, monitoring frameworks, and operational systems.
• Establish operational service standards and ensure risk reviews are conducted within agreed turnaround times.
• Serve as a key stakeholder across Risk, Compliance, Operations, Product, and Commercial teams, balancing effective risk management with business growth objectives.

Requirements:

• Bachelor's degree in Business, Finance, Economics, Accounting, or a related discipline.
• Minimum 3 years of experience in risk management, compliance, operations, financial crime, or transaction monitoring within payments, fintech, banking, or financial services environments.
• Strong understanding of cross-border payments, transaction flows, and customer onboarding processes.
• Experience assessing transactional, operational, fraud, or financial crime risks within a fast-paced environment.
• Familiarity with AML, sanctions screening, transaction monitoring, and customer risk assessment practices.
• Ability to analyse complex cases, identify emerging risks, and make sound risk-based decisions.
• Experience designing operational workflows, policies, or controls from the ground up would be advantageous.
• Strong stakeholder management skills, with the ability to work effectively across business, product, operations, and compliance teams.
• Excellent analytical, communication, and problem-solving skills, with a hands-on and entrepreneurial mindset.
• Exposure to digital assets, fintech, payment infrastructure, or emerging financial technologies would be an advantage.

If you are interested, please apply or email your CV Kindly note that only shortlisted candidates will be contacted for further discussion.

Selby Jennings is a Trading Style of Phaidon International (License number 16S8194).