Financial Crime Expert (m/w/d)

Key Responsibilities

• Act as a senior Financial Crime SME for the Frankfurt business, providing independent oversight, advice and constructive challenge.
• Provide expertise across AML, CTF, sanctions, fraud and wider Financial Crime risk.
• Advise the business on Financial Crime requirements and the practical application of the German regulatory framework within a Corporate & Institutional Banking and Capital Markets environment.
• Support Financial Crime governance, monitoring and testing, control testing and Enterprise-Wide Risk Assessments.
• Proactively identify emerging Financial Crime risks, potential control weaknesses and areas requiring further investigation or remediation.
• Support regulatory engagements, including interactions with BaFin and the Bundesbank, as well as regulatory audits and inspections.
• Play an active role in remediation programmes arising from regulatory reviews, internal assessments or identified control deficiencies.
• Support regulatory reporting and provide Financial Crime expertise and challenge within senior management and governance forums.
• Assess the effectiveness of Financial Crime policies, procedures, frameworks and controls, identifying opportunities to strengthen the overall control environment.
• Build strong relationships across the business and control functions while maintaining the independence required to provide effective challenge.
• Take ownership of complex Financial Crime matters, escalating where appropriate and driving issues through to resolution.
• Operate with a significant degree of autonomy as a key Financial Crime expert within the Frankfurt business.

Candidate Profile

• Approximately 8+ years of Financial Crime experience, ideally gained within a major international bank or similarly complex financial institution.
• Experience operating at Deputy MLRO level or in a position of comparable responsibility and seniority.
• Broad Financial Crime expertise spanning AML, CTF, sanctions, fraud, governance, monitoring and testing, control testing and Enterprise-Wide Risk Assessments.
• Strong knowledge of the German Financial Crime regulatory framework and associated regulatory expectations.
• Significant exposure to BaFin and/or the Bundesbank, including experience with regulatory audits, inspections, remediation programmes, reporting and governance discussions.
• Experience within Investment Banking, Capital Markets, Corporate Banking and/or Institutional Banking environments.
• A strong track record of providing independent Financial Crime oversight, challenge and advisory support to business stakeholders.
• Demonstrable experience independently managing complex Financial Crime and regulatory matters.
• Experience interacting with senior management and contributing to senior governance forums.
• The credibility and judgement to challenge senior stakeholders and influence decision-making when required.