Chief Underwriting Officer

About the Role

Our client, a tech-driven start-up Medical Stop-Loss MGU, is seeking a Chief Underwriting Officer to build and lead the underwriting department from the ground up. This executive will set policies, procedures, and pricing strategies, negotiate with reinsurers, and bring captive expertise to create innovative solutions for the self-funded market.

Position Overview

The Chief Underwriting Officer (CUO) will be a foundational leader, responsible for building the underwriting department from the ground up. This role requires a strategic thinker with deep technical expertise in medical stop-loss and captive programs. The CUO will create all underwriting policies, procedures, and guidelines, ensure compliance and profitability, and lead negotiations with reinsurers to secure favorable treaty terms-all while embracing technology-driven solutions to optimize underwriting operations.

Key Responsibilities

• Build and scale the underwriting team and operations.
• Develop underwriting guidelines, policies, and best practices.
• Oversee risk assessment, pricing, and product development.
• Lead reinsurer negotiations for treaty and facultative arrangements.
• Integrate technology-driven tools to optimize underwriting.
• Collaborate with leadership on growth and profitability strategies.

Qualifications

• Medical stop-loss underwriting, leadership, reinsurance negeotiation experience, captive program expertise
• Tech-savvy mindset with ability to leverage digital tools.
• Proven ability to build operations in a start-up or entrepreneurial setting.

Why Join?

• Shape the underwriting function from the ground up.
• Entrepreneurial, fast-paced environment with growth potential.
• Competitive compensation + incentives.
• Hybrid flexibility.

Ready to Lead and Innovate? Apply Now!