Remote -Senior Commercial Lines Underwriter
Senior Commercial Lines Underwriter
Level: Senior Underwriter / AVP (experience-dependent)
Location: Fully Remote
Compensation: Competitive base salary + bonus + full benefits
A top 50 P&C insurance carrier is seeking a Senior Commercial Lines Underwriter to join its underwriting organization. This role offers the opportunity to underwrite complex commercial accounts within a disciplined, relationship-driven underwriting environment, supported by strong operational infrastructure and long-term market stability.
Role Overview
The Senior Commercial Lines Underwriter will be responsible for underwriting and managing a profitable book of commercial business while building strong partnerships with retail and/or select distribution partners. This role offers meaningful underwriting authority, collaboration with experienced leadership, and the ability to influence portfolio strategy as experience and tenure grow.
Key Responsibilities
- Underwrite and manage a book of commercial lines business in accordance with underwriting guidelines and risk appetite
- Underwrite General Liability and property lines
- Evaluate, price, and structure risks across standard commercial P&C coverages
- Develop and maintain strong relationships with distribution partners and internal stakeholders
- Negotiate terms, conditions, and pricing to achieve balanced growth and profitability
- Monitor portfolio performance and make adjustments to ensure long-term results
- Actively contribute to underwriting strategy, product refinement, and portfolio management initiatives
- Provide mentorship and technical support to junior staff, as appropriate for senior/AVP-level hires
Target Profile
- 5-20+ years of experience underwriting commercial P&C business
- Strong technical underwriting foundation and sound risk-selection judgment
- Experience handling complex middle-market and/or upper middle-market accounts
- Proven ability to manage broker/agent relationships and collaborate cross-functionally
- Comfortable operating with underwriting authority and independent decision-making
- Strong communication, negotiation, and analytical skills
Level & Title Flexibility
This search is flexible, with consideration for candidates at a minimum of 5 years of experience but ideally more. Salary will be commensurate with experience.
Why This Opportunity
- Join a respected national P&C carrier with long-term market commitment
- Underwriting-forward culture with emphasis on quality and profitability
- Competitive compensation, bonus incentives, and comprehensive benefits
- Clear runway for professional growth and expanded responsibility
- Collaborative, low-ego underwriting environment with strong leadership support
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