Director - Credit Risk

We are partnering with a growing financial institution seeking an experienced Director of Credit Risk to play a pivotal leadership role within the Credit function. Reporting directly to the Head of Credit, this position will provide independent oversight across a diverse lending portfolio spanning Leveraged Finance, Structured Finance, Corporate Banking, and Financial Institutions.

This is a highly visible role, offering the opportunity to influence credit strategy, shape risk appetite, contribute to regulatory initiatives, and act as a trusted advisor to senior management and business stakeholders.

Key Responsibilities

• Lead complex credit assessments across:

  • Leveraged Finance (sponsored and non-sponsored transactions)
  • Structured Finance, including Project and Infrastructure Finance
  • Corporate Lending
  • Financial Institutions, including banks, insurers, asset managers, and non-bank lenders

• Provide independent challenge and approval of credit transactions, assessing:

  • Financial performance and projections
  • Transaction structures
  • Covenant packages
  • Security and collateral arrangements

• Act as a senior decision-maker within the credit approval framework, exercising delegated credit authority.

• Monitor portfolio performance, sector exposures, concentration risks, and emerging market developments.

• Support the definition and ongoing calibration of the firm's credit risk appetite and portfolio strategy.

• Serve as Deputy to the Head of Credit, representing the function at senior management and governance forums when required.

• Present complex credit and portfolio risk matters to executive stakeholders and board-level audiences.

• Contribute to key regulatory and strategic initiatives including stress testing, ICAAP, ILAAP, model governance, recovery and resolution planning, and regulatory engagement.

• Review and provide oversight on legal documentation, including:

  • LMA loan documentation
  • Intercreditor agreements
  • ISDA/CSA agreements
  • GMRA and GMSLA frameworks

• Support the continued enhancement of credit policies, governance frameworks, risk methodologies, and decision-making standards.

• Mentor and develop junior and mid-level Credit Risk professionals.

What We're Looking For

• 10+ years of Credit Risk experience within banking, financial services, private credit, or structured lending environments.

• Extensive experience across:

  • Leveraged Finance
  • Structured Finance
  • Corporate Banking
  • Financial Institutions Credit Risk

• Proven track record of holding Credit Approval Authority in a senior credit capacity.

• Strong understanding of:

  • Leveraged and structured finance transactions
  • LMA documentation and loan structuring
  • ISDA, CSA, GMRA, and GMSLA agreements
  • Basel regulatory frameworks and IFRS 9
  • Credit rating methodologies, PD/LGD/EAD concepts, and portfolio risk management

• Experience interacting with regulators and supporting regulatory deliverables.

• Excellent stakeholder management skills with the ability to influence and challenge senior business leaders constructively.

• Demonstrated leadership experience, including coaching, mentoring, and managing high-performing teams.

Preferred Qualifications

• Degree in Finance, Economics, Business, or a related discipline.
• Master's degree, CFA, FRM, ACA, MBA, or equivalent professional qualification is advantageous.