SVP/VP Credit Analyst
Job Responsibilities:
- To participate in supervision and training for VP level colleagues within the Team.
- To handle all credit related matters including financial statements review, rating review, long-term loan review, compliance of credit approval conditions and instructions, security control and submission of information for credit assessment by Head Office
- To attend to documentation matters of existing and new transactions after credit approval;
- To constantly review existing credit commitments to identify potential credit problems and to ensure conformity with agreement terms; to recommend and implement appropriate actions should an unfavorable trend be developed;
- To support with Relationship Manager Sections to achieve the business targets assigned by the Management;
- To assist Section Head in the implementation of certain credit and general management policies;
- To help identify potential issues which would be subject to relevant Procedure manual and the Management's instruction issued from time to time.
Requirement
- Bachelor's degree in Accounting, Finance or related disciplines, with CFA, CPA and other certificates related to corporate credit analysis as advantages;
- Minimum 4 - 5 years of experience in credit analysis and credit proposal preparation;
- Experience in team management and in PRC SOE credit analysis are preferred;
- Strong financial analysis and financial projection skills with sound product and industry knowledge on PRC corporations;
- Proficient with MS Office, Bloomberg and Thomson Reuter; VBA skills are desirable
- Proficiency in spoken and written English, Cantonese and Mandarin